6410 Poplar Avenue | Suite 320
Memphis, TN  38119

901.261.5950 Main | 800.664.5635 

About Us

Whole Loans

MBS

Gov't Gtd Loans

Credit Union LPC

SRI/CRA

Mortgage Applications were released for the week ending June 7 and they were screaming! Up 26.8%. Mortgage originations yesterday were over $4 billion…coming in at $4.19b. No doubt re-financings played a large role, but the bottom line is the economy has needed good news  to offset the miserable ... See More

Five Minute Maturity

Jim Tait, Head/MBS Trading

Macro & Rates Commentary

Doug Ingram, Financial Economist

Grab your mortgages while they’re on sale! 30–year rates just fell below 4% for the first time since Jan 2018.The Fed hasn’t forecast any cuts in rates, but the market is pricing in 2 - 3 cuts over the next 4-12 months! The odds for any hikes into June 2020 remain at 0% More

6/12/19

5/29/2019

SBA Jewels and Pools

Joel Banes

5/22/19

Prices to acquire new loans are up 1.75% (10-year loans) to 2.5% (25- year loans) since the beginning of the year. The par pool at year-end had a coupon of 3.25% (prime rate -2.25%). In May, the predominant coupon on 25-year par pools is 2.9% (prime rate – 2.60%). Three-month LIBOR is 2.52%, which is down 30 bps...See More

The experience needed for the road ahead.

Who is Banes Capital Group?

Putting loan capital markets experience to work for you.

Pricing Tool Access

Curious about where scratch and dent / investor kickout loans have been pricing in the current market? Access our Scratch and Dent Pricing Tool to find out!

BCG Loan Trading

Scratch and Dent / Investor Kickout Pricing Tool

Interactive Loan Offering Summary Example

We produce an interactive loan summary for every pool of  loans we analyze and offer. We feel our system provides the most comprehensive one page summary available. Check out an example below.

BCG Loan Trading

Interactive Loan Offering Summary

With over 800 active loan clients, the Banes Capital Group Whole Loan Trading Desk is one of the more active in the country, trading a spectrum of loan products from residential scratch and dent (SND) pools, to performing portfolio loans, Commercial Real Estate and non-performing loans (NPL). 

 

With an average of 20+ years of experience on the desk, BCG also assists its valued lenders with full balance sheet consulting, optimization, and ALM simulation, as well as advanced loan analytics and pricing. Our decades of experience in all facets of the capital markets give us the perspective and the relationship channels needed to make balance sheet changes happen smoothly and quietly.

 

We strive to be a valued resource for our bank and credit union clients who wish to optimize their performance in both government guaranteed and traditional lending, and we've put the systems in place to help make that happen.

About BCG Loan Trading, The Whole Loan Trading Desk for Banes Capital Group

Read our Research

Writing with the benefit of 30+ years of capital markets experience, Doug Ingram explores the factors affecting the current U.S. and global rates markets.

Our breadth of relationships spans financial institutions of all kinds; community and/or regional banks, hedge funds, originators, and broker/dealers. This allows us to offer a wide range of the very best whole loan ideas in the current market. Click above to check out our current offerings.

View our Loan Offerings

We as an industry can now model loan portfolios just as we have modeled securities portfolios over the past 20 years ... quickly, easily, and accurately. Click above to request analyses to show exactly how a loan trade would affect your balance sheet, and the expected risk and reward.

Request our Analytics

     "Who is Banes Capital Group? We are a group of experienced capital markets veterans who have come together to run a collection of important niche businesses for the benefit of our new and long time clients. With an average of 25 years experience among key personnel, we know the pitfalls and best practices for capital market operations, and we use this experience to be impactful in the sectors in which we can bring the most value for our clients."

Joel Banes

Founder & CEO

Banes Capital Group

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