6410 Poplar Avenue | Suite 320
Memphis, TN  38119

901.261.5950 Main | 800.664.5635 

1/18/2019

The Federal Reserve finally started paying attention to the root causes of the slow housing market. In a report released Wednesday, they note that student debt owed by millennial borrowers has had a negative impact on lending. You think? I guess to compensate,  ...See More

Five Minute Maturity

Jim Tait, Head/MBS Trading

Impacting Whole Loans
Stephen Bone, Head/Whole Loan Trading

1/11/2019

As we close the books on 2018 and embrace 2019, I can’t help but think this could be the year of the bank mortgage lender. Short end liabilities are creeping up, but a flat yield curve is an easy hurdle compared with warehouse line tightenings....  See More

SBA Jewels and Pools

Joel Banes, Founder & CEO

12/7/2018

Issuance of SBA par pools increased from $2B in 2017 to over $4B in 2018. The increased supply has caused the par coupon to go from Prime less 2.625% (currently 2.625%) to Prime less 2.25% (currently 3%).  Investors in SBA IO strips (COOFs) ... See More

Macro & Rates Commentary

Doug Ingram, Financial Economist

1/18/2019

U.S. debt continues to offer a great value vs global alternatives – which are not only riding 3–month lows, but many have negative yields even out to 5 yrs and beyond! (Euro–area production fell the most in 3 yrs in Nov – adding to the danger of an EU slowdown.)    .....   See More

Putting loan capital markets experience to work for you.

Curious about where scratch and dent / investor kickout loans have been pricing in the current market? Access our Scratch and Dent Pricing Tool to find out!

BCG Loan Trading

Scratch and Dent / Investor Kickout Pricing Tool

We produce an interactive loan summary for every pool of  loans we analyze and offer. We feel our system provides the most comprehensive one page summary available. Check out an example below.

BCG Loan Trading

Interactive Loan Offering Summary

With over 800 active loan clients, the Banes Capital Group Whole Loan Trading Desk is one of the more active in the country, trading a spectrum of loan products from residential scratch and dent (SND) pools, to performing portfolio loans, Commercial Real Estate and non-performing loans (NPL). 

With an average of 20+ years of experience on the desk, BCG also assists its valued lenders with full balance sheet consulting, optimization, and ALM simulation, as well as advanced loan analytics and pricing. Our decades of experience in all facets of the capital markets give us the perspective and the relationship channels needed to make balance sheet changes happen smoothly and quietly.

We strive to be a valued resource for our bank and credit union clients who wish to optimize their performance in both government guaranteed and traditional lending, and we've put the systems in place to help make that happen.

Writing with the benefit of 30+ years of capital markets experience, Doug Ingram explores the factors affecting the current U.S. and global rates markets.

Our breadth of relationships spans financial institutions of all kinds; community and/or regional banks, hedge funds, originators, and broker/dealers. This allows us to offer a wide range of the very best whole loan ideas in the current market. Click above to check out our current offerings.

We as an industry can now model loan portfolios just as we have modeled securities portfolios over the past 20 years ... quickly, easily, and accurately. Click above to request analyses to show exactly how a loan trade would affect your balance sheet, and the expected risk and reward.

     "Who is Banes Capital Group? We are a group of experienced capital markets veterans who have come together to run a collection of important niche businesses for the benefit of our new and long time clients. With an average of 25 years experience among key personnel, we know the pitfalls and best practices for capital market operations, and we use this experience to be impactful in the sectors in which we can bring the most value for our clients."

Joel Banes

Founder & CEO

Banes Capital Group

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